Let's Refinance Your Home Loan

Your home loan is a big part of your life. So, when your needs in life change, we believe your loan should have the ability to adapt as well. As your trusted advisors, we’ll spend time getting to know your current situation and financial goals. Our competitive rates, one-on-one customer experience, and portfolio of innovative products will make the path to your mortgage refinance quick and painless.

How to get cash from your home loan

A cash-out refi allows you to access a portion of your home’s equity and turn it into cash. While it’s true that you can use the cash for whatever you like, the smart decision is to pay off high-interest debt (including credit cards and student loans), or make improvements on your home to increase its value.

TAKE THIS SITUATION, FOR EXAMPLE:

250,000
$
Home Value
150,000
$
Mortgage Balance
200,000
$
Your New Loan Total
50,000
$
Eligible Cash for You

Please note: All loans are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.

Eliminate PMI and lower your monthly payments

Think back to when you built your loan and bought your home. If your down payment was less than 20% of the purchase price, you are most likely paying private mortgage insurance (PMI) on top of your monthly payment. The great news is that home values are on the rise, and when you refinance with our low rates, you might be able to eliminate PMI and lower your overall monthly payment.

TAKE THIS SITUATION, FOR EXAMPLE:

400,000
$
Loan Amount
96
% LTV
Original Home Equity
80
% LTV
Current Home Equity
357,286
$
Refi Amount
450
$
Monthly Savings

Please note: All loans are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.

Change your term and lower the amount you pay in interest

As your trusted advisors, we want to make sure you’re getting the most from your home loan, even if that means a bit less for us. If you refinance with one of our lower rate loans, you could possibly shorten the length of your loan term and might pay less interest overall. Imagine owning your home free and clear! With NewRez, it might be sooner than you think.

TAKE THIS SITUATION, FOR EXAMPLE:

250,000
$
Current Loan Amount
@ 5.25% for 30 years
250,000
$
New Loan Amount
@ 5.25% for 15 years
89,395
$
Interest Savings

Please note: All loans are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.

Why you should choose us to assist you with Refinancing your Primary Residence/Refinance Investment Property

  • We help you cash out, consolidate or make improvements with flexible loan terms & competitive rates
  • You can complete the entire process online, by phone or at one of our offices near you. We make it easy!
  • Our 20 years of experience gives us the edge to help our clients… often we help after their banks and credit unions said no.
  • We will work to find the best option for your situation, based on your family’s goals.
  • Maximizing your return on investment with Investment Property refinance

Other loans you might be interested in:

  • FHA Refinancing
  • Conventional Refinancing
  • FHA Streamline Interest Rate Reductions (IRRLs) – No Appraisals
  • VA Streamline Interest Rate Reductions (IRRLs) – No Appraisals
  • HARP Loans
  • Debt Consolidations
  • FHA Down to 560 Credit Scores

Other Mortgage Goals

Purchase

Equity One Lending can help you learn your purchase buying power. Speak with an expert for “easy to use” tools to make home-buying a breeze. Discover your options today!

Read More

Renovate

Buy a property and borrow additional money for repairs ranging from minor updates to major projects. Choose from a variety of FHA, FannieMae or portfolio loan products.

Read More

Qualify for a mortgage online

Qualify securely and quickly online from the convenience of your home or office. 100% free with no application fees. Then get a fast response with products and options.

Apply now!

Speak to a Mortgage Specialist

Are you uncomfortable starting online? We are always available for a phone call and we'd love to sit down with you and discuss your goals and how we can help you accomplish them!

Talk Now!