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Equity One Lending News

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  • Condo vs townhome: what’s the difference? January 17, 2020
    What is the difference between Condo vs townhome? Homebuyers opting to buy multifamily style housing (condos, townhomes) do so for reasons that include budget, location, lifestyle, convenience, and the prospect of less maintenance. When considering what type of multifamily home to buy, however, it pays to do a bit of homework on these different types […]
  • Minimum down payment for first-time homebuyers January 17, 2020
    Someone once asked us: With the way the economy has taken a toll on savings accounts, the traditional 20% minimum down payment for first-time homebuyers seems out of reach for many first-time home buyers like myself. Are more first-timers going the route of 5%-15% down payments? Or should I wait until I’ve got the 20% […]
  • FHFA Maximum Conforming Loan Limits 2020 January 6, 2020
    The Federal Housing Finance Agency (FHFA) begins the implementation of the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2020. In most of the U.S., the 2020 maximum conforming loan limit for one-unit properties will be $510,400, an increase from $484,350 in 2019. Conforming Loan Limits Baseline […]

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