Loan Programs | Equity One Lending

What kind of loan program is best for you?

“Should I get a fixed-rate or adjustable-rate mortgage?” “What’s the difference between a conventional loan and a government loan?”

Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer. Fortunately, the Mortgage Expert Team at Equity One Lending will help you build a mortgage plan that fits your current lifestyle and your future goals.

Investor Loans

When you're looking for a home loan, there are many factors that determine the terms and interest rates you'll receive from lenders. One of these is whether you're buying a first home . . .

Conventional Mortgage

Conventional products provide a wide variety of homebuying and refinancing options for well-qualified borrowers. Government products restrict lending to only primary residences . . .

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates and no down payment . . .

USDA

People are often overwhelmed by the different kinds of mortgages available today. Are you one of those people thinking of planning a property? If you have an idea of what you are . . .

First Time Buyer Programs

Exploring local & national first-time homebuyer assistance programs is an important step in the journey to homeownership. Buying a first home is a big deal, so we here to help you!

FHA Loans

FHA loans are mortgages that are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Portfolio Products

Many borrowers need flexible products with low-interest rates, flexible terms, and minimal down payments. Affordability is the key to many borrowers being able to buy homes or . . .

Equity One Lending offers a variety of home loans to fit your specific financial situation.

There are other types of loans that are less commonly known to the public yet can be made available to some clients on occasion. To find out more about what types of other loans we offer or that you qualify for, please contact us so we can assist you.

Apply for other type of loan program

Qualify for a mortgage online

Qualify securely and quickly online from the convenience of your home or office. 100% free with no application fees. Then get a fast response with products and options.

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Speak to a Mortgage Specialist

Are you uncomfortable starting online? We are always available for a phone call and we'd love to sit down with you and discuss your goals and how we can help you accomplish them!

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